BISP Bachat Scheme 2023-24 | Check Eligibility Online (April 2024)

Have you heard about the latest initiative by the Benazir Income Support Programme? The BISP Bachat Scheme 2023-24 was announced by the federal government of Pakistan on November 25, bringing special benefits and conditions for all beneficiaries of the BISP 8171 ehsaas program.

Announcement and Objectives

The primary goal of the BISP Bachat Scheme is to provide enhanced support to the needy and deserving individuals struggling in Pakistan. This time, there’s a special focus on registering Eligible Persons who genuinely require assistance, and the new eligibility criteria are outlined for everyone’s convenience.

Eligibility Criteria

To ensure that the support reaches those who truly need it, the scheme now accepts applicants in informal employment, including those earning very little on a daily basis. The eligibility requirements are explicitly mentioned to streamline the application process.

BISP Bachat Program Details

This program primarily targets beneficiaries of the Benazir Income Support Program, extending its assistance to those in informal employment. The core objective is to uplift individuals earning minimal wages, particularly those supporting large families.

Steps to Join BISP Bachat Scheme

Participation in the BISP Bachat Scheme requires opening a bank account. Applicants are then expected to deposit between Rs 500 and Rs 1,000 monthly, with an additional 40% from the Benazir Income Support Programme. The scheme operates over a two-year period, allowing participants to withdraw the full amount at the end of the term.

Duration and Withdrawal

While participants can’t withdraw their own savings during the two-year period, they have the flexibility to withdraw the additional amount provided by the BISP team. However, it’s essential to note that once withdrawn, rejoining the program is only possible after the completion of the 2-year term.

Benefits for Participants

The BISP Bachat Scheme is tailored to assist those with meager incomes who are responsible for supporting extensive family structures. The additional financial support aims to alleviate their financial burdens.

Registration Process

To become a part of this beneficial scheme, individuals need to follow a specific registration process. Staying connected through email is emphasized to receive timely updates and relevant information.

Support Mechanism

The BISP Bachat Scheme is designed to be a robust support mechanism for individuals genuinely in need. It ensures that financial assistance reaches those who require it the most, fostering inclusivity and support for the vulnerable.

Importance of Bank Account

A critical requirement for participating in the scheme is to have a bank account. This ensures transparency and facilitates the seamless transfer of funds to the beneficiaries.

Deposit Structure

Participants are required to make monthly deposits within the specified range, contributing to their savings. This structured approach allows for financial planning and ensures a steady accumulation of funds over the two-year period.

Additional Support Percentage

One of the unique features of the scheme is the additional 40% support provided by the Benazir Income Support Programme. This extra boost aims to significantly enhance the financial well-being of the participants.

Withdrawal Process

At the conclusion of the two-year plan, participants have the option to withdraw the full payment from their bank account. While their own savings remain untouched during this period, the additional amount provided by the BISP team is accessible.

Flexibility for Participants

While participants have the authority to withdraw from the program at any time, rejoining before the completion of the two-year term is not permitted. This ensures commitment and adherence to the program’s duration.


In conclusion, the BISP Bachat Scheme 2023-24 stands as a commendable initiative by the federal government of Pakistan to uplift the economically vulnerable. By providing targeted support to those in need, the scheme contributes to fostering financial stability and inclusivity in society.


  1. Is the BISP Bachat Scheme open to all beneficiaries of the Benazir Income Support Program?
    • Yes, the scheme is open to all beneficiaries of the BISP program.
  2. Can informal workers with minimal daily earnings apply for the BISP Bachat Scheme?
    • Absolutely, the scheme welcomes applicants in informal employment.
  3. What is the time period of the BISP Bachat Scheme 2023-24?
    • The scheme operates over a span of two years.
  4. Is it possible to withdraw from the program before the completion of the two-year term?
    • Yes, participants have the flexibility to withdraw at any time, but rejoining is only allowed after the two-year period ends.
  5. How much additional support do beneficiaries receive from the Benazir Income Support Programme?
    • Beneficiaries receive an additional 40% of their savings from BISP.

BISP Bachat Scheme Phase One Regions

The BISP program has launched its new scheme in the following regions, but this is only the first phase and more areas will be covered later in this scheme:

Islamabad PeshawarQila SaifullahLahore
MuzafrabadLucky-MarwatKarachi Multan
NeelumQuettaSukkurGilgit & Astoor

In the pursuit of bolstering financial security for its beneficiaries, the Benazir Kafalat Program introduces the BISP Bachat Scheme 2024. This initiative marks the commencement of online registrations, offering an opportunity for individuals to enhance their economic stability. Let’s delve into the details of this promising scheme.

2. Online Registration Process

To embark on the journey of financial betterment, interested individuals can easily register for the BISP Bachat Savings Plan through the official website of BISP. Navigate to and follow a straightforward process.

3. BISP Bachat Savings Plan Overview

The core of the BISP Bachat Savings Plan lies in its online registration process, ensuring accessibility for a wide range of participants. The plan encourages regular contributions, promising a 40% bonus on savings for those committing Rs 500 to Rs 1,000 per month for a two-year period.

4. Steps for Completing the Registration

Upon reaching the official website, applicants are required to verify their eligibility. Once eligibility is confirmed, a simple form awaits completion. Enter your details, including your CNIC number, and press the Submit button. The registration process is now initiated.

5. Acceptance of Applications

All applications for the BISP Savings Plan are now being accepted. If you haven’t registered yet, seize this opportunity by following the outlined procedure.

6. Eligibility Criteria for BISP Bachat Saving Scheme

  • 6.1. Residency Requirement To be eligible, the applicant must be a resident of Pakistan.
  • 6.2. PMT Score Criteria Applicants with a PMT score ranging between 10 and 40 can apply for the plan.
  • 6.3. Government Employee Exclusion The applicant must not be a government employee.
  • 6.4. Land Possession Limit Individuals possessing more than 2 acres of land are ineligible for the scheme.

7. Checking Eligibility Criteria

Visit the official BISP website at and select the “Check Eligibility” option. Enter your NIC number and date of birth, then press the “Send” button to ascertain your eligibility.

8. Conclusion

In conclusion, the BISP Bachat 2024 Program stands as a beacon for BISP beneficiaries and those engaged in informal employment. This initiative provides a platform to enhance financial security, offering a substantial 40% bonus on savings. By fostering regular contributions, participants can pave the way for a more economically stable future.

9. Frequently Asked Questions (FAQs)

  1. Who is eligible for the BISP Bachat Savings Plan?
    • Individuals residing in Pakistan, with a PMT score between 10 and 40, not employed by the government, and possessing less than 2 acres of land.
  2. Where can I register for the BISP Bachat Scheme?
    • Registration is done online through the official BISP website at
  3. What is the registration process for the BISP Bachat Savings Plan?
    • Visit the official website, verify eligibility, complete the form with necessary details, and submit the application.
  4. When are applications being accepted for the BISP Savings Plan?
    • Applications are being accepted from today. Ensure timely registration to benefit from the scheme.
  5. How can I check my eligibility for the BISP Savings scheme?
    • Visit select “Check Eligibility,” enter your NIC number and date of birth, then press “Send.”